Frequently Asked Questions

We have put together a list of frequently asked questions to help users of our web site answer questions that are usually asked of us during the course of a sales call conversation. We have divided the FAQ listing into categories to help make navigation easier.

If you still have a question and it's not answered in these FAQs, please contact us and we'll be happy to answer your question.

3 - Insurance Questions

We do not require renter’s insurance to rent our aircraft.

Absolutely yes, we strongly recommend renter’s insurance.

If the NTSB or FAA rules an accident “pilot error”, it’s likely the insurance companies will come after the pilot for some of the accident cost. A good aviation renter’s insurance policy will protect against this type of exposure and more.

Leighnor Aircraft does not require renter’s insurance to rent our aircraft. But we highly recommend having a renter’s insurance policy.

Insurance deductibles are the money paid first before any claim reimbursement is made. Our aircraft policy as of 5/1/2020 has a $2,500 in-motion accident deductible and a $500 not in-motion accident deductible. The renting pilot or their renter’s insurance is liable for this deductible, unless you’re a flying club member.

If the accident is ruled “pilot error”, then the insurance company may seek reimbursement from the pilot and these deductibles are not waived.

This exposure is why Leighnor Aircraft strongly recommends aviation renter’s insurance be carried by all pilots.

In the event of an aircraft failure away from home base, insurance and Leighnor Aircraft have no responsibility to the rental pilot. Lodging, food or transportation home in the event an aircraft cannot quickly be repaired are the responsibility of the renter pilot.

In addition, if the renter pilot has to return to Prescott, you may be responsible for the cost of bringing the aircraft back to Prescott when repaired.

In the event of an incident with one of our aircraft, the pilot is liable for the insurance deductible. For flying club members, Leighnor Aircraft will pay the deductible in the event of an accident.

We would still advise pilots to carry renter’s insurance regardless as that insurance protects more liability than just insurance deductibles.

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